Friday, September 30, 2011

Pyramid-Shaped Tablet Makes Debut on The Office

On Thursday night’s episode of the NBC show The Office, viewers got a surprise laugh when character Dwight Schrute introduced us to Dunder Mifflin-Sabre’s new tablet, The Pyramid.
The unique three-sided tablet weighs in at “barely three pounds” without the optional battery back and memory booster. Without the booster, it has “50 L” of memory. I [...]

Source: http://feedproxy.google.com/~r/GearFactor/~3/50vOpp3SPms/

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RIM says remains committed to PlayBook tablet (Reuters)

(Reuters) ? BlackBerry maker Research In Motion brushed off suggestions on Thursday that it would discontinue production of its PlayBook computer tablet as "pure fiction" after an analyst said the company may be considering an exit from the market.

"Rumors suggesting that the BlackBerry PlayBook is being discontinued are pure fiction," RIM spokeswoman Marisa Conway said in an emailed statement. "RIM remains highly committed to the tablet market and the future of QNX in its platform."

QNX is the operating system used in the PlayBook. RIM has said it will launch "superphones" next year using the QNX software to replace its aging existing phone software.

A Collins Stewart analyst said on Thursday that RIM may have halted PlayBook production and canceled additional tablet projects.

"We believe RIM has stopped production of its PlayBook and is actively considering exiting the tablet market," Collins Stewart semiconductor analyst John Vihn wrote in a note.

He cited last week's news that contract manufacturer Quanta Computer had laid off a significant number of workers at a factory focused on producing the PlayBook.

"Additionally, our due diligence indicates that RIM has canceled development of additional tablet projects," Vihn wrote.

The PlayBook has failed to make much headway in a tablet market dominated by Apple's iPad. Amazon.com launched a content-rich and cheaper tablet called the Kindle Fire on Wednesday.

RIM said it shipped 500,000 PlayBooks in the last six weeks of its fiscal first quarter and another 200,000 in its full second quarter.

A number of retailers selling the PlayBook have cut prices recently in what analysts see as a bid to push out rising inventory.

Hewlett-Packard abandoned its TouchPad last month after just seven weeks on shelves.

RIM shares were down 2.6 percent at $21.32 on the Nasdaq early on Thursday afternoon and are down more than 60 percent so far this year.

(Reporting by Alastair Sharp; editing by Peter Galloway)

Source: http://us.rd.yahoo.com/dailynews/rss/tech/*http%3A//news.yahoo.com/s/nm/20110929/bs_nm/us_rim_playbook

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'Teen Mom' Farrah has new plan for child

By Drusilla Moorhouse, E! Online

After a tumultuous season of "Teen Mom?," the mamas packed up their dramas -- and their caterpillar eyelashes -- and headed to L.A. for their obligatory therapy session with Dr. Drew Pinsky.

On Tuesday night's episode -- the first of the two-part "Finale Special" -- ?fan favorite Farrah (she's got to be somebody's favorite, right?) received most of the good doctor's attention. And his Kleenex. But that's not all he was handing out....

MORE: "Teen Mom" Recap: "Life's Tough -- Get a Helmet"

Acting like a mopey teenager (or "Real Housewives" charmer Ashley Holmes), Farrah cried on about her cruel fate -- i.e., missing out on her teenage years because she had a baby. And although Farrah had agreed to leave her daughter, Sophia, in the stable home of her besotted grandparents while she "found herself" in Florida, she used this opportunity -- before a live studio audience -- to tell her mom she'd changed her mind. Maybe. Fickle Farrah hasn't (or hadn't, when the show was taped four months ago) decided yet whether it was in her Sophia's best interest to be cared for by babysitters in Florida or her doting grandparents in Iowa.

Farrah also cried about her loneliness, surprising Dr. Drew and no one else. "You seem like somebody who would have lots of friends." Either he's a terrible judge of character or has never seen an episode of "Teen Mom."

MORE: "Teen Mom" Recap: Barney Is Damaging My Calm!

No matter: We became insta-fans of D. Pins when he put an end to Farrah's pity party. After telling Farrah to "add it up," the apparent Violent Femmes fan (who knew?) told Farrah to stop sniveling and quit pretending she didn't break up with her baby daddy long before he died. Oh wait, that's what we said. Still, Dr. Drew was pretty stern: "You have to let go of the fantasies of childhood," he admonished. "It's time to let go."

But does she let go of her daughter too? Stay tuned.

(Before Farrah's surprise announcement that she was reconsidering Sophia's living arrangements, college-bound Catelynn had an onstage epiphany of her own: She should become an adoption counselor! A+.)

"Teen Mom's" Amber Portwood Checks Into Rehab

After Farrah's time was up, Amber (and her caterpillars) replaced Farrah on the therapist's couch. Since the show was taped just weeks before?her suicide attempt, much of their discussion about Amber's?successful therapy?rang as false as her eyelashes. Amber really got our attention when she burst into tears and stormed off the stage. What set her off? Not her serious legal problems or custody issues with daughter Leah, but her baby sister's crib death when Amber was very young.

PHOTOS: "16 and Pregnant's" Teen Moms: Where Are They Now?

We'll leave Dr. Drew to work that out -- and he will, on next week's thrilling conclusion to "Teen Mom's" third season.

What did you think of?Tuesday night's mama drama? Let us know on The Clicker's Facebook page. Like Dr. Drew, we're here to listen.

Related content:

Source: http://theclicker.today.com/_news/2011/09/28/8010447-teen-mom-farrah-cant-decide-who-should-care-for-her-kid

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Thursday, September 29, 2011

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How you can Repair Debt Problems | LibPress.com

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For more info and Further Information on Getting Help With Debts Problems: Assist with debt problems.

Source: http://libpress.com/arts-and-entertainment/how-you-can-repair-debt-problems/

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Ricki Lake Shows Off Dance Moves, Thinner Body


Rob Kardashian may have been the night's most improved dancer, but Ricki Lake's flashy moves during the jive earned her the highest score of the night.

The Dancing With the Stars contender, who scored a 23 to lead the pack, is happy about that result - but even more pleased about her shrinking body.

Lake, who said she was inspired by former contestant Kirstie Alley's weight loss on DWTS last season, has already dropped 12 pounds and several sizes.

"I'm really getting in great shape," the talk show host said afterward. "I'll be wearing less and less clothing. The smaller I get, the less will be covered."

Watch Ricki deliver Monday night's best routine here:


Ricki Lake on Dancing With the Stars (Week 2)

Source: http://www.thehollywoodgossip.com/2011/09/ricki-lake-shows-off-dance-moves-thinner-body/

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Wednesday, September 28, 2011

Environment and Society ? Chapters 2-8 ? Environmental Geography

I find this book to be very interesting and relevant to my studies here at Ohio Wesleyan. With the Environmental Studies major we discuss and view different perspectives of the state of the world, which can be very complicated. With the Economic major, we also view these subjects with the economic standpoint, and this book melts these two subjects together. It is also extremely related to my Environmental Economics class that I am currently taking. The more one knows and understands about different perspectives, the more difficult these decisions pertaining with the environment becomes; however these different perspectives make forming ones own opinion much easier.

I agree that each company/entity should be accountable for their actions, and the only way to make sure this happens is to privatize most of these public goods. For example the fishing industry should use some mechanism of privatization, like permits or private fishing zones for instance. Although I realize this has been done in a lot of areas, and places like international waters are hard/impossible to ?privatize?, doing so would make the fishing communities responsible for ?their? fish. If they were to over-fish one year, the repercussions would be felt the next. These permits would also have to last for several years, such as 30, to keep the fishermen liable for their actions. These permits could also be transferable, such as the cap and trade system for carbon emissions. These private organizations would also be able to come together and negotiate what is best for the ?privately common? good, further ensuring the upkeep of the natural goods ? Like the Maine lobstermen example given in the text. Plus there is no debate who would be able to work faster to fix problems and make important decisions ? government or private ? the answer is undoubtedly private.

The down-side of this system is the possible monopolization of this tactic, and also the ?common? aspect of these areas. Places like lakes and oceans are not technically owned by anyone and are often used for recreational fishing, boating, swimming etcetera. The privatization of this, such as private beach clubs and fishing permits, takes away these ?common? areas for people on vacation or the locals. Big fishing companies would undoubtedly buy up these permits, pushing fishing towns in the hole and ruining mom and pop communities.

One part of the book I did not agree with was the uneven distribution of pollution. One because the world really is not that large, what we do in America is felt around the world. Two, where do all of our old computers and televisions go to? ? third world countries. And finally, why should other countries even have to deal with our waste to begin with, they did not make the waste nor do our actions benefit them, so why should they feel the brunt of it. I think instead we, and the world, need to worry about what we do ourselves and how we can make little changes to benefit the earth and in time ourselves. Talk is cheap however ? everyone knows what we should do, I don?t see many people doing it.

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Source: http://environmentalgeography.wordpress.com/2011/09/27/environment-and-society-chapters-2-8/

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The most beneficial options with Car Rental

[unable to retrieve full-text content]Heading on holiday may be a memorable experience if the right transport is discovered. Renting a car is an effective option when planning to sightsee or visit outstation places which are far from city and the hotel you're ...

Source: http://yourarticle.malaysmart.com/travel-leisure/the-most-beneficial-options-with-car-rental.html

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WHO: Iran, South Asia worst for city air pollution (AP)

GENEVA ? Cities in Iran, India, Pakistan and the capital of Mongolia rank among the worst on the planet for air pollution, while those in the U.S. and Canada are among the best, according to the first global survey by the World Health Organization.

The southwest Iranian city of Ahvaz walked away with the unfortunate distinction of having the highest measured level of airborne particles smaller than 10 micrometers.

WHO released the list Monday to highlight the need to reduce outdoor air pollution, which is estimated to cause 1.34 million premature deaths each year. The global body said investments to lower pollution levels quickly pay off due to lower disease rates and, therefore, lower healthcare costs.

The list, which relies on country-reported data over the past several years, measures the levels of airborne particles smaller than 10 micrometers ? so-called PM10s ? for almost 1,100 cities.

WHO recommends an upper limit of 20 micrograms for PM10s, which can cause serious respiratory problems in humans. They are mostly sulfur dioxide and nitrogen dioxide from power plants, auto exhausts and industry.

Ahvaz's annual average of PM10s was 372 micrograms per cubic meter. Heavy industry and low-quality vehicle fuel are the main causes of air pollution in this desert city of 1.3 million.

The study found that the Mongolian capital Ulan Bator had an annual average PM10s density of 279 micrograms per cubic meter, followed by another west Iranian city, Sanandaj, with 254 micrograms.

Cities in Pakistan and India, such as Quetta and Kanpur, as well as Botswana's capital Gaborone, also ranked high on the pollution scale.

Mohammad Hasan, 39, of Karachi, Pakistan, said attempts to improve air quality in the port city of 18 million ? such as by replacing heavily polluting buses with vehicles using compressed natural gas ? are being undermined by bigger polluters who are "playing havoc with the lives of Karachi populace."

"Industries and factories are emitting thick clouds of smoke, and no government agency is out there to check them or correct them," the bank employee said.

WHO said the reasons for high pollution levels varied, but that often rapid industrialization and the use of poor quality fuels for transportation and electricity generation are to blame.

In India, major metropolitan areas such as New Delhi, Mumbai and Kolkata have banned the construction of new power plants within city limits, and existing ones are being shut down or relocated.

But at the same time, a lack of public transport has led to an explosion of privately owned cars and SUVs as the economy booms, with the number of heavily polluting diesel vehicles increasing 10-fold as diesel is highly subsidized by the government.

In Ulan Bator, the air pollution is mainly related to the burning of coal, wood and everything else for heating, cooking, and electricity generation. Coal-fired power plants spew smoke over the city, which lies in a valley surrounded by mountains that trap and hold the pollution, much like Beijing.

Ulan Bator has also seen a huge influx of former herders and farmers who live in felt tents known as gers or wooden shacks with no heat and little electricity, relying on the burning of coal, wood and dried dung to keep warm and cook meals. Combined with vehicle emissions, that creates a heavy blanket of smog that smothers the city for most of the year and grows especially noxious in winter.

At the other end of the list are cities in Canada and the United States, which benefit from lower population density, favorable climates and stricter air pollution regulation.

Yukon territory's capital Whitehorse had a yearly average of just 3 micrograms of PM10s per cubic meter, while Santa Fe, New Mexico, measured 6 micrograms.

"It's absolutely wonderful," said Whitehorse Mayor Bev Buckway. "A lot of people come up north and they smell the air and the say "'Oh wow. Amazing. The air smells so good,'" she said. "And we tend to take it for granted because we just have that all the time."

Santa Fe Mayor David Coss said Monday that he's pleased but not surprised as the city consistently gets high rankings from the American Lung Association.

He said the clean air is one of the things he loves about living in Santa Fe.

Washington, D.C., had a level of 18 micrograms, Tokyo measured 23 micrograms, and Paris had 38 micrograms of PM10s per cubic meter.

WHO also released a shorter table comparing levels of even finer dust particles, known as PM2.5s. The level considered harmful there is 10 micrograms per cubic meter.

This list contained no measurements from Asia apart from Ulan Bator, which again ranked worst with 63.0 micrograms.

____

Ashraf Khan in Karachi, Jeri Clausing in Albuquerque, New Mexico, and Rob Gillies in Toronto contributed to this report.

______

WHO air pollution database: http://bit.ly/pTrCOx

Source: http://us.rd.yahoo.com/dailynews/rss/science/*http%3A//news.yahoo.com/s/ap/20110927/ap_on_re_eu/eu_who_air_pollution

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Buying Investment Property (Real Estate): 5 Reasons To Invest Now ...

Many of the richest people in the world have made their fortunes when the economy hit rock bottom. These people had the vision to seek out opportunities in the midst of chaos, while the masses focused on despair.

What can we learn from this? Is there an obvious wealth-building investment opportunity available to us today in the midst of all this financial chaos?

Do you have ?vision??

Can you think of a better time to invest in an asset than in a down market? The investor?s credo is to always to ?buy low and sell high? ? right?

There are 5 reasons why you should consider buying investment property (real estate) right now :

1. It is widely held that more fortunes have been created by real estate that any other form of investment.

2. Raw land development is the most profitable form of real estate. [On average, raw land development projects increase the value of raw land by 2-5 times its original cost.]

**? If you are following the logic, I hope you can see where this is going and how wealth creation correlates with buying investment property.

3. A professionally managed raw land development project is one of the most safe investments that a high yield investor can make. It is ?safe? because the land developer will typically secure their investors? capital investments with the hard assets of the project (the real estate itself). In addition, they will place their investors in ?first lien position? for the project?s assets and revenue.

This means, in the event of a financial problem with the land development project, the real estate can be sold and investors can recoup some or all of their invested capital plus any net profits. Also, it means that the investors, being in 1st position, are the first in line to be paid, if project assets must be sold. (This is similar to the situation where a bank owns the deed on a home loan. The bank is in first lien position. In the event of a homeowner default, the home can be foreclosed upon and sold to repay all or part of the debt owed to the bank before any other creditors are paid.)

NOTE: There is no such thing as a completely ?safe? investment. All investments have some element of risk. There are, however, means to reduce risk.? And, this author believes that the best way to reduce risk is to back or secure the investment with hard assets (such as real estate) to protect the investors? capital.

4. Real estate property prices are very reasonable right now. And, purchasing investment property for raw land development is literally a ?buyer?s market?. This is because landowners aren?t any different than you and me. They have been affected by the economy like the rest of us. Therefore, many are willing to sell their land for very reasonable prices because they simply need the money.

Extraordinary opportunity for investors:

In this buyer?s market, professional land developers are in ?go? mode. It is ?the perfect storm? for buying investment property to support their land development businesses.

As a result of today?s tightened credit markets, land developers are turning to private investors to help them acquire the raw land at record low prices.? And, they are willing to pay handsomely for the use of their investors? money. We?re talking about legitimate, high yield safe investments folks!

5. The United States population is projected to grow +29% from 2000-2030. (According to U.S. Census Bureau statistics.)? That means the addition of 82,000,000 new people in America! And these new people are going to need new homes, new schools, new stores, and new communities to support them.

Can you guess where are these new homes, schools, stores and communities are going to come from? That?s right ? from raw land development projects ? the ?building blocks? for all new community construction.

Summary:

There you have it.? Five fact-based reasons that you should strongly consider buying investment property.? And, specifically, investment property in the form of raw land development projects.

The timing is now.? And the key is finding the right land developer to invest with.

About the author:

John Hanlin is an Independent Investment Consultant specializing in high yield, safe investments secured by real estate. He is a seasoned investor of over 25 years.? To learn more about buying investment property and raw land development, click on this link for a copy of John?s FREE Special Report

You have full permission to reprint this article provided it is kept unchanged and published in its entirety.

http://www.bukisa.com/articles/125584_buying-investment-property-real-estate-5-reasons-to-invest-now

Source: http://oneatlantamusic.com/buying-investment-property-real-estate-5-reasons-to-invest-now.html

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Tuesday, September 27, 2011

Lake tops, Bono flops on 2nd week of `Dancing' (AP)

LOS ANGELES ? Ricki Lake celebrated her top-scoring 23 points and 12 inches of weight loss; Nancy Grace celebrated some quick thinking in the control room; and Chaz Bono celebrated just getting through his routine on "Dancing With the Stars."

"My knees just hurt so much," Bono said before landing in last place Monday night. The author and activist is counting on viewer votes to carry him through Tuesday's episode, when a second celebrity will be eliminated from the hit ABC show.

Judges' scores are combined with viewer votes to determine who is ousted each week. Basketball star Ron Artest, now known as Metta World Peace, was the first contestant to go.

Judges said Monday that Bono's quickstep was just too slow and gave him 17 points out of 30.

"The bottom line is it's a quickstep and I've moved faster through the car wash," judge Len Goodman said.

Grace was perhaps moving a little too fast. She suffered a wardrobe malfunction during a bouncy number danced to "It Don't Mean a Thing (If It Ain't Got That Swing"). Grace had a little too much swing in partner Tristan MacManus' arms and her breast spilled out of her dress.

Viewers saw little if nothing of the mishap, however, thanks to a quick cut-away to the studio audience. After the number, host Tom Bergeron consoled the flustered Grace.

"On the European version," he said with a laugh, "that would be perfectly fine."

The 42-year-old Bono blamed his aching knees for forcing him to "(take) out some of the flashier stuff that was just really hurting my body," but said he'll push himself to the limit to stay on the show.

Lake's flashy moves during the jive earned her and partner Derek Hough the highest score of the night, and she's as happy about that as she is about her shrinking body. Lake, who said last week that she was inspired by former contestant Kirstie Alley's "Dancing" weight loss, has dropped four inches from her hips, four from her waist and another four from the rest of her after three weeks of rehearsals.

"I'm really getting in great shape," she said after the show. "I'll be wearing less and less clothing. The smaller I get, the less will be covered."

Rob Kardashian revealed his own weight woes before collecting 21 points for what judges called a "confident" jive.

"It's official. Rob Kardashian is a better dancer than (sister) Kim Kardashian!" judge Carrie Ann Inaba said Monday. (Kim lasted just three weeks when she was part of the show's 2008 cast.)

"You have the dancing gene," Inaba said.

Kardashian's 21 points were good for third place, where he tied with Grace, singer Chynna Phillips and Italian actress (and Clooney ex) Elisabetta Canalis.

Actor J.R. Martinez and reality star Kristin Cavallari both finished second with 22 points.

Joining Bono near the bottom of the scoreboard were actor David Arquette and TV personality Carson Kressley, who each earned 18 points.

Arquette said before his performance that he wanted to "blow people's minds," but the judges slammed his routine.

"Any connection that had with the jive was a coincidence," Goodman said. "The technique wasn't there."

Kressley turned in hours of extra rehearsal time, but his quickstep was still "a little wobbly," Inaba said.

Soccer pro Hope Solo scored 19 points for a jive that earned a mixed response from the judges.

The new "Dancing" set, however, which made its debut last week, is winning unanimous raves from the cast of pros. The revamped ballroom features a three-tier balcony, cocktail-table seating and a grand staircase that splits to reveal the orchestra.

"It's so epic. It's an honor to dance on it," said Mark Ballas, Cavallari's professional partner. "It's got a cool energy. You step out into it. It feels like a Roman coliseum."

___

ABC is owned by The Walt Disney Co.

___

Online:

http://abc.go.com/shows/dancing-with-the-stars

___

AP Entertainment Writer Sandy Cohen can be reached at http://www.twitter.com/APSandy.

Source: http://us.rd.yahoo.com/dailynews/rss/tv/*http%3A//news.yahoo.com/s/ap/20110927/ap_en_tv/us_tv_dancing_with_the_stars

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I Am 4? Blog Archive ? Monster Truck Games Are An Enormous Hit ...

The arrival from the monster Truck Games have brought about a new alter in the world of gaming and it has been embraced with open arms by hardcore gamers. You can find many distinct truck primarily based games offered online at no cost and in addition as a compensated version. Nearly all of these games are based on racing where a player wants to race his truck towards a group of pc managed trucks. The gameplay in these newest truck games are visually appealing as they come having a host of fine details which help it become all of the more exciting to perform the sport.

Online games really are a key source of entertainment for modern day day children and children since they can spend hours with each other taking part in this kind of video games without obtaining bored whatsoever. Amongst the big assortment of on-line games, the inclusion of Monster Truck Games is really much appreciated with the on the web gaming community due to the fact it gives them the opportunity to attempt some thing new. The newest addition for the currently enormous checklist of Monster Truck Games may be the recreation known as Rip Rage which calls for a player to navigate their truck through a series of spooky maze like monitor that is located within in a haunted town.

Monster Truck Games Will Constantly Remain A Popular Gaming Alternative

Online games are here to remain and they will surely carry on to entertain folks in the long term also as on the internet gaming is set to explode inside a significant scale inside the coming a long time. So it isn?t a big shock to find out that avid gamers are usually in search of new and exciting games that may fulfill their hunger for gaming. Games which have monster trucks are providing tough competition to other genres of gaming including first individual shooting and strategy games. Should you think which the Monster Truck Video games is your type of video game, then you must make sure that you simply perform them frequently and turn into an professional at it.

Source: http://iam4.org/2011/09/26/monster-truck-games-are-an-enormous-hit-using-the-members-with-the-on-line-gaming-community/

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New approach to treat prostate cancer

The American Society for Radiation Oncology says a shorter course of radiation treatment works just as well as a longer course of treatment in patients with prostate cancer.? However, the shorter course also means higher doses of radiation each time.? Doctors believe this new approach could cut radiation treatments down by 2 to 3 weeks.

The treatment struggle
For many dealing with any kind of cancer, the treatments for the disease are often as bothersome as the cancer itself.? Radiation and chemotherapy come with a long list of side effects that leave patients feeling sick to their stomach, tired and all around worn out.? While cutting off 2 or 3 treatments may not seem like a lot, for those battling through the treatments, any relief is welcome.

?This long-term study confirms that hypofractionated radiation that shortens treatment by about two and a half weeks is a practical approach to effectively controlling prostate cancer, as compared to the more standard treatment for men with intermediate to high-risk prostate cancer,? Alan Pollack, MD, chairman of radiation oncology at the University of Miami Miller School of Medicine in Miami, said.

The study details and results
The study involved 303 men with intermediate to high-risk prostate cancer who were randomized to receive either hypofractionated radiation or the conventional fractionated radiation between 2002 and 2006.

The men dealing with prostate cancer were followed for five years and doctors did see exciting results.? Those that had the faster treatments saw results quicker.? Both groups still experienced side effects including urinary problems.

Doctors say there are ways to lower the risk of prostate cancer and believe this treatment may be useful for other kinds of cancer in the future as well.

?Hypofractionation is rapidly gaining momentum for many types of cancers. The results presented here bring us much closer to effectively treating prostate cancer in a shorter period of time, with acceptable side effects.?


This entry was posted in Uncategorized. Bookmark the permalink.

Source: http://www.edrugstore.md/blog/uncategorized/new-approach-prostate-l0926

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Monday, September 26, 2011

Commercial Land Loans ? Problems and How To Avoid Them ...

Commercial land loans ? that is, financing of land for commercial development ? are often quite a lot harder to get than other kinds of land loan, or other types of real estate financing. Requests for commercial land loans are often treated with considerable caution by banks and other financial institutions. The main reasons for this are:

The question of security ? the bank only has ?dirt? to secure its loan. Land does not in itself make income and so cannot in itself service a loan.
There are considerable political and economic risks involved in raw land that has not yet been approved by regulatory agencies.
Commercial land developments are by definition financed at the beginning of the project life cycle, making them the most speculative and thus the most risky.

In actual fact, developing land from its raw state into something on which you can site a commercial project is the most exciting and potentially profitable real estate activity in which you can be involved. So it?s worth finding ways to manage the risks. Here are some suggestions as to how to maximize the financing.

Take as much time over closing the deal as the seller and/or the market will allow. Ideally you want to complete the entitlement work before you close. In practice, it is seldom possible to do this, but the closer you can be to being fully entitled and permit-ready, the more leverage you can generate for your financing.
Do all you can to avoid bringing in third-party equity. You should endeavor to retain 100 percent ownership of the project at the initial stages. This way you avoid diluting the profitability of the project and increase its leverage potential.
Commercial land loans are usually completed very efficiently. Nevertheless you need to ensure you allow adequate time for the period of application. If you are in a hurry for instant cash initially, raise it by taking out a hard money land loan. This enables you to take your time and negotiate the best deal.
Explore the possibility of getting funds set aside in a land loan for pre-development costs. If you can use this to transform the land from ?raw? land to ?entitled? land, you will greatly enhance your ability to raise finance. It should also increase the LTV (loan-to-value) ratio you can attract. For completely raw land you will be fortunate to get 50 percent LTV and it can often be as little as 35 percent.

Commercial land loans are the only type of real estate financing for which the options have not increased in recent years. For most other types, there are far more sources where you can look for your loan. Nevertheless, if you have a well-thought-out commercial land project, you will certainly find lenders keen to accommodate you. Just adopt every means you can to make your project as attractive as possible to potential lenders.

Are you looking for a commercial land loan and worried about the credit crunch? Visit http://www.bizwrite.co.uk/realestate/lending.html to find out how you can access the biggest selection of loans in the country and get multiple loan offers from qualified lenders.

This entry was posted in Uncategorized and tagged Avoid, Commercial, Loans, Problems. Bookmark the permalink.

Source: http://loan.learntrend.net/commercial/commercial-land-loans-problems-and-how-to-avoid-them/

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Five Things Special Education Teachers Want Parents to Know (But ...

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I feel honored to have been chosen as an expert in the S-O-S blogging community.? For my first guest post I wrote about five things I believe special education would want parents to know if we were able to freely communicate with them.? A vast majority of my experience is working with children who have multiple disabilities and/or autism so when I say ?special education teacher? (or special ed teacher) I am mostly referring to Multiple Disabilities (MD) teachers.

I will preface by saying I am not speaking for all special education teachers.

  1. We went into this profession because we love children and particularly enjoy working with children who have special needs.?? We did not become a teacher for the money, although unlike the media portrays, most of us are satisfied with our salary.? Most of us could have excelled in a career that would have brought more fame and fortune, but we have a passion for working with children who have special needs.
  2. We want to do what is best for your child, but we need your help, both in and out of the classroom. We need to know as much about your child as possible so we can create the best education plan possible.? If we ask to meet with you or do a home visit, we are not doing it to look at your house.? Most of our houses look like a warzone because we come home exhausted every night.?? We want to see how your child interacts in his/her natural environment.? We want to know what works and doesn?t work at home.? We want to see your child interact and communicate with his/her family.? I often say I can learn more about a child in a 20 minute home visit than I can learn from having him in my classroom for two years.? It is best for the child to create a consistent routine, schedule and behavior plan across all environments.? We can only do this with your help.
  3. You are the expert because you know your child best.? If you want something, ask for it.? We want to do what works and we need to know what that is. Tell us everything you can about your child.? This is the least need to know ? likes, dislikes, significant children and adult names, sensory issues, discipline concerns ? what works and what doesn?t, and routine/schedule.?? Most importantly ? Let us know how we can help.
  4. You might find us to be a bit ?eccentric? or ?eclectic.??? Often times the best among us are a bit different.?? We are usually very bright and creative.? Some of us might have characteristics of being ?on the spectrum.?? It is what helps us relate well to children who have autism when others cannot.? Frankly, it takes a unique type of a person to be an effective special ed teacher.? The most effective special ed teachers are able to think ?outside of the box,? respond to a variety of situations on a daily basis and create curriculum appropriate for our particular children.? Unlike a second grade teacher, for example, we are not handed a curriculum and expected to follow it.? We never know what will work with our children, so we often have to ?think on our feet? and adapt to the needs of our students.? Most years we go into the first day of school with a plan, work with our students for the first time and go home that night and change everything for the next day.? And then we do it again the next day.? We read.? We research.? There is new information coming out every day in our field and we must incorporate the new and changing ideas into our classrooms.? We think we?ve figured out what works in our classroom and then we get a new student, with unique needs to add to the mix, and we have to start all over again.
  5. We have a very difficult job.? It is both mentally and physically challenging on a daily basis.? Know that most of us do the best we can and we want to provide the best education for your child. ?If we don?t return your phone call immediately or we forget to do something you asked, we don?t do it intentionally.? We are doing the best we can.? Most of us have both emotional and physical scars from working intensely with children who have special needs.? We get intensely attached to students who move without notice.?? We go home feeling exhausted.? Some days we go home with sore muscles, hurt backs and bite marks.?? We work with parents who are wonderful and we work with parents who are abusive and neglectful.?? Sometimes our own families tell us to get another job.??? Some of us have had children die from health-related complications of their disability.? It hurts and we grieve.

Unfortunately for the children and the profession as a whole, there are teachers among us who are not effective.? If this is the case, share your concerns with the teacher first.? If the teacher?s performance does not improve, talk to his/her supervisor.? Your child deserves and needs a good teacher.? It is absolutely critical to her long-term success.

This is currently my favorite quote and it sums up what I believe should be our primary goal as we work together:

?When our children feel loved, everything falls into place.?? Michelle Obama?

To learn more about Kristin Whiting, please visit her website, My Special Needs Classrooom.

Related posts:

  1. Asperger Syndrome: What Teachers Need to Know
  2. The Power of the Parent-Teacher Conference
  3. Behavior Solutions for the Inclusive Classroom
  4. The Student Study Team (SST)
  5. Meet Our New S-O-S Special Ed Teaching & Classroom Expert!

Source: http://sos-research-blog.com/09/five-things-special-education-teachers-want-parents-to-know-but-are-often-afraid-to-say/

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Bone Drug Fails to Prevent Breast Cancer Recurrence: Study (HealthDay)

SUNDAY, Sept. 25 (HealthDay News) -- The bone drug Zometa, once considered a promising weapon to reduce the risk of breast cancer recurrence, should not be used routinely in treatment of the disease, researchers say.

In a new study of breast cancer patients, Zometa (zoledronic acid) did not increase disease-free survival overall, and it appeared to raise the risk of a serious side effect, said study co-author Dr. Robert Coleman, a professor of medical oncology at the University of Sheffield in England.

However, "for the one-third of women in the study who had gone fully through menopause at the time of study entry, there is significant benefit in terms of both disease recurrence and overall survival," Coleman added.

The results of the trial, published online Sept. 25 in the New England Journal of Medicine, were slated to be presented Sunday at the 2011 European Multidisciplinary Cancer Congress in Stockholm. Coleman also presented findings from the study at the San Antonio Breast Cancer Symposium in late 2010.

Women receiving hormone therapy for breast cancer treatment are prone to weakening and thinning of the bone, a condition known as osteoporosis, so they often receive bone-building drugs known as bisphosphonates. Some previous research had suggested these bone drugs might also help to prevent recurrence of breast cancer.

Zometa, which is delivered intravenously, is also used to relieve pain when cancer spreads to the bone.

In the study, Coleman and his colleagues randomly assigned almost 3,400 patients with early-stage breast cancer to standard therapy or to standard therapy plus Zometa.

The research team looked at overall survival and disease recurrence for an average of nearly 5 years of follow-up. They found no significant differences between the groups. According to the study, 377 patients in the group receiving the bone drug either died or had a recurrence during the five-year study, compared to 375 in the standard therapy group.

Overall, survival rates were 85.4 percent in the bone-drug group and 83.1 percent in the standard therapy group. In each group, 77 percent had disease-free survival.

But among the Zometa users, they reported 17 cases of osteonecrosis of the jaw, a severe disease that can cause the death of jawbone tissue. Another nine women were thought to have the condition. No one in the control group developed it.

While the results suggest routine use of Zometa for women with breast cancer is not advised, the researchers said Zometa might still be of some benefit for breast cancer patients who are more than five years past menopause.

Among this group were 519 women on the bone drug and 522 on standard therapy alone. At the five-year follow up, 78.2 percent of the bone drug group were alive and free of invasive recurrence, compared to 71 percent of the standard therapy group.

"The study is probably telling us that the interaction of reproductive hormones and bone is very important in driving recurrence of breast cancer," Coleman said.

The study was funded by Novartis AG, which makes the drug, and the National Cancer Research Network. Coleman has reported speaker fees from Novartis.

Dr. Otis Brawley, chief medical officer of the American Cancer Society, commented on the overall findings. "We had hoped that zoledronic acid would harden bone and reduce the rate of metastatic disease," he said. "We had also hoped this would increase survival. Neither occurred."

The increased risk of osteonecrosis is a concern, Brawley said. Even so, doctors must still pay attention to the prevention and treatment of osteoporosis in all cancer patients, he said.

More information

To learn more about breast cancer, visit the American Cancer Society.

Source: http://us.rd.yahoo.com/dailynews/rss/cancer/*http%3A//news.yahoo.com/s/hsn/20110925/hl_hsn/bonedrugfailstopreventbreastcancerrecurrencestudy

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Sunday, September 25, 2011

Conquer the Tower on a Windsor Tour from London

Queen Mary's Dolls' House at Windsor Castle is the most illustrious dolls house in the world, and was manufactured by 1,500 craftsmen over the course of three years. This must give you an idea of the sophistication and intricacy with which it was designed. The house even possesses hot and cold water and electric lighting.

Yet you simply must also take the chance to delve into the town of Windsor during your stay. Possibly go on a Windsor tour such as a hop on hop off bus or walking tour, and let the majesty of the town unfurl before you.

Or just decide upon a package tour such as Golden Tours' outstanding value Stonehenge, Bath, Windsor tour, which ensures you see all three lovely places over the course of merely one day. Stonehenge's repute speaks for itself: it is a legendary landmark that perhaps has perplexed people more than any other structure in the world Roman Bath is sure to hold you spellbound with its faded antique splendour, and its most striking attraction is indisputably its extraordinarily well maintained spas.

The exceptional highlights to any Windsor Castle tour are the State Apartments, the aforementioned Queen Mary's Dolls' House and St George's Chapel. The State Apartments of Windsor Castle are incredible ? they are festooned with some truly astounding artworks by such prominent artistic sensations as Rubens and Canaletto. The luxury and extravagance of the State Apartments will not fail to mesmerise you.

St George's Chapel is not just the sacred home of the Order of the Garter, but is also seen by many as one of the most enchanting paradigms of Gothic architecture in the UK. The chapel enshrines the tombs of ten kings and queens, including such celebrated royals as Henry VIII and Charles I.

Windsor Castle tours from London are vastly popular for a wide-ranging number of visitors. This must have much to do with Windsor's repute as a remarkable castle of the UK. It proliferates with charming surroundings, daunting majestic dignity and an extremely spectacular royal history. It is the official dwelling of the Queen and 1000 years of history have unfurled within its very walls.

From the start of August until the end of September, visitors to Windsor Castle can take a special ?Conquer the Tower' tour. You will be able to ascend to the very zenith of the world renowned Round Tower, and, from atop the Tower, you can become engrossed in captivating outlooks over the Castle and its environs.

Source: http://feedproxy.google.com/~r/FindArticles/~3/Kx3SFufvJSs/conquer-the-tower-on-a-windsor-tour-from-london-5248588.html

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Saturday, September 24, 2011

Durable, Lustrously Shine and Permanently Polished Tungsten ...

Are you fancy of owning wedding bands or engagement rings with extreme hardness and durability, that is highly scratch resistant, resistant to oxidation and tarnish, and lustrous for life? Try Tungsten Carbide Rings.

The hardness and durability of tungsten are the major selling point. Tungsten carbide is virtually indestructible, and has been widely used for decades in industrial applications such as cutting tools, mining machinery, and rocket engine nozzles. Tungsten rings are a very durable alternative to the traditional gold/silver/platinum/titanium rings. Tungsten is about 10 times harder than 18K Gold, 5 times harder than tool steel, and 4 times harder than titanium. The strength of tungsten carbide materials lends itself well as the most wear resistant jewelry.

With gold, platinum and even titanium rings, you will notice varying degrees of scratching, denting and surface mars. On the other hand, tungsten rings are skillfully polished with diamond polishing tools and wheels, thus creating a permanent luster and polish that will last forever. Tungsten is the only rare and exotic metal that can be permanently polished. They do not need regular polishing. The original polish can last the lifetime of the ring. The amazing look and durability of tungsten rings hold their shape and shine longer than any ring on the market. This virtually indestructible and scratch proof rings are always looks brand new at all time. Tungsten rings will never bend out of shape.


Tungsten rings offer the perfect combination of unbelievable strength with style and comfort.

Tungsten rings can be combined with other materials, like black or blue carbon fiber or precious metal inlays (of sterling silver, rose gold, white gold and yellow gold), to create a special look. Tungsten rings are rich in color, lustrous shine, and sleek new designs.

Please be aware that not all ring manufactures use the same grade of tungsten. Some use a lesser quality tungsten grade that is more susceptible to scratches. There are imitations of tungsten rings that use a cobalt tungsten mixture rather than more superior nickel binding. Nickel-powder tungsten ring is hypoallergenic, chemically inert and therefore will not oxidize, cause rashes, or irritate the skin. On the other hand, cobalt can have an adverse reaction with some wearer?s skin, sometimes causing a rash.

So, create a unique piece of jewelry with a style, polish and texture that will last a lifetime with tungsten jewelry online.

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Spotted: Angelina Jolie?s Good Knight ? Knox!

While protective partner Brad Pitt films World War Z, Angelina Jolie spends quality time with 3-year-old Knox L?on during a family trip to Legoland in Windsor, UK on Tuesday.

Source: http://feeds.celebritybabies.com/~r/celebrity-babies/~3/3re_mO8yPCE/

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Samsung Asks To Ban iPads, iPhones In The Netherlands

court-rulingSo remember that one time I said that Samsung was planning on stepping up its game against Apple? That was no joke. In the same court that granted an EU-wide injunction against three of its Galaxy smartphones, the Hague Court in the Netherlands, Samsung has asked that the iPhone and iPad get pulled from shelves.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/xHAesfF1vME/

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Greater london ? A compelling Start pertaining to Europe Travel and ...

Via #10 Downing St, a walk of a variety of blocks leads one to the prominent Buckingham Construction, home to your monarchy considering 1762. The Full has exposed her home to your public nonetheless only for August and even September, while she?s absent. The Palace?s Changing with the Guard is usually a major vacationer attraction. Them happens normal at 11: 30 with May by means of August, and some other day for the rest of the year.

If perhaps #10 Downing St is Britain?s Along with white House, after that Trafalgar Sq is the Times Sq. The label commemorates all the Battle in Trafalgar for 1805, where Britain flipped back Napoleon Bonaparte?s German Army. The Square?s centerpiece is usually a statue in Admiral Horatio Nelson, the one-eyed and even one-armed guy who brought about Britain inside battle. Trafalgar Square is usually a few blocks north around St. James?s Park from #10 Downing.

There are lots of reasons why these cities have over the years been popular as destinations. Partly it?s supposed to be about these with the help of which you can reach these. France is usually a particularly effortless country to getting, thanks to your excellent transportation links among France and also UK. The nation, although posting little even farther away, has benefited from the reality that it gives a great weather conditions and pretty cheap price tags.

Although payday cash locations be popular, we?ve observed people looking to visit alternative destinations. In a number of cases, people have grown to be bored with the help of visiting the same old locations. As a result, they?ve been contemplating alternatives. It may help, of tutorial, that more affordable flights get made more instances Europe readily accessible to tourists.

Schengen is usually a wine-growing vlg in south-eastern Luxembourg near the stage where the edges of Uk, France and even Luxembourg connect together.

Before Schengen transaction, people with some cities were instructed to have different visas per country for Europe they wished to visit. A vast network in border threads existed within the continent which unfortunately disrupted customers and business, causing delays and even costs for you to both business owners and readers.

Graduating high school is a new milestone for life. Beginning institution is yet another milestone that should be proud in, but what if you prefer a little grand adventure before or maybe during institution? vacation in Nottingham Most people dream about traveling offshore to Europe at least one time in the lives, and exactly what better time to do the idea than before college? Spring and even summer destroy during college is also a perfect time to go hiking across European countries. If roughing the idea and remaining in hostels seriously isn?t your thought of fun, there is always vacation groups or maybe cruises during the European country. short break beach holidays While out developing a fantastic grand adventure, what happens should you fall and even break a new leg? What for those who have a hassle-free toothache that gets something extra? You could fly property, in extreme pain, to be dealt with. You would finish up in a city hospital, the one which probably could not take your current American insurance plans information, while it wouldn?t job there. family holidays to Ibiza What exactly you need is Western european insurance meant for student holiday, and it?s vital to research the options before an individual leave to the adventure.

Source: http://www.globaleaisummit.com/greater-london-a-compelling-start-pertaining-to-europe-travel-and-leisure/

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Friday, September 23, 2011

How To Generate Traffic Using Only Free Methods | Oval Egg Articles

This piece of writing sheds a little light on "How To Generate Traffic Using Only Free Methods". It's only now that people are beginning to recognize about Traffic Building, discussing it on much larger degree. Previously this area under discussion was not that talked about. Largely since individuals linked with the subject did not do enough. Experts suggest that if the subject is important to you then you got to study it with complete consideration and not scan over the text.

Abraham David wrote this article. If you feel like to take this article please link back to this web page. Article on "How To Generate Traffic Using Only Free Methods" starts after this.

Article Starts from Here:

Putting up a company would of course require a lot of things, to get straight to the point, you need a capital. To make money requires money as well. But of course, with the versatility the internet offers, there are many ways you could find that could help optimize the potential of your site or business in generating traffic.

While there are ways to jumpstart your traffic flows, many sites don?t have the resources that others have to generate more traffic for your site. Well, you don?t have to spend a cent; all you need is the proper mindset and a lot of eagerness. You also must have the drive and perseverance to do hard work and research to generate more traffic for your site.

How sweet it is to have more traffic for your site without spending a single cent. Now it?s a sure thing that many sites have articles that offer tips and guidelines in how to generate traffic using only free methods. Because it is possible, you don?t need to speed a single cent, it may take time, to say honestly, I?m not going to beat around the bush with you. You get better chances by paying for your advertisements, but at least you get a fighting chance with some of these free methods I?m about to tell you.

Take advantage of online forums and online communities. The great thing about forums and online communities is that you can target a certain group that fits the certain demographic that you are looking for. You can discuss about lots of things about the niche that you represent or offer. Another great advantage is that you know what you are getting into and you will be prepared.

With online communities and forums you can build a reputation for your company. Show them what you are made of and wow them with your range of expertise about the subject, with that you can build a reputation and build trust with the people in your expertise and knowledge.

You can also make use of newsletters. Provide people with a catalog of your products and interesting and entertaining articles. If you make it really interesting and entertaining, more people will sign up for your newsletter and recommend it to other people. The more people who signs up for your newsletter, the more people there will be that will go to your site increasing your traffic.

Another great idea is trading links with other sites. You don?t have to spend a cent. All you have to do is reach an agreement with another webmaster. With exchanging links, the efforts both sites do will benefit both sites. Every traffic that goes to the site could potentially click on the link of your site and visit your site as well. This works well especially when both sites feature the same niche.

Write articles that could pique the attention of people that have interest in your product. Try writing articles that will provide tips and guides to other aficionados. Writing articles that provide good service and knowledge to other people would provide the necessary mileage your traffic flow needs.

Many sites offer free submission and posting of your articles. When people find interest in your articles they have a good chance of following the track by finding out where the article originated. Include a link or a brief description of your company with the article and there?s a great probability that they will go to your site.

Notice: Please beware that anything said in this article on "How To Generate Traffic Using Only Free Methods" should not be taken as advice from specialist, you should find out specifics from more authentic places as well. You should check with a specialist of this field. OvalEgg.com is not responsible for any damages of any kind that may arise from applying information contained in this article.

Write good content for your site. Many search engines track down the keywords and keyword phrases your site uses and how they are used. It is not a requirement that a content should be done by a professional content writer. You could do your on but you have to make content for your site that is entertaining as well as informational. It should provide certain requirements as well as great quality.
Generally, internet users use search engines to find what they are looking for. Search engines in return use keyword searching in aiding their search results. With the right keywords, you could get high rankings in search engine results without the costs.

All of these methods and more will drive more traffic to your site for free. All it takes is a bit of effort and extended man hours. Learn all you can about the methods depicted here and you will soon have a site with a great traffic flow without the usual costs that come with it.

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Thanks for spending time on this article. If you are planning to take this article for your use in any way, please link back to this page. I hope you loved what I wrote on "How To Generate Traffic Using Only Free Methods". I would be delighted to know what you think regarding it, negative or optimistic. Please put down a comment below and show me you're alive.

Article Source with Title: How To Generate Traffic Using Only Free Methods
Article Source URL: http://ovalegg.com/internet-and-businesses-online/traffic-building/how-to-generate-traffic-using-only-free-methods

Source: http://ovalegg.com/internet-and-businesses-online/traffic-building/how-to-generate-traffic-using-only-free-methods

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Europe crisis shadows meeting of finance officials - CBS ...

WASHINGTON ? The most perilous time for Europe since its emergence from World War II will form the backdrop this week as finance officials meet to confront a debt crisis that threatens the global economy.

Investors and analysts are skeptical that the talks in Washington will yield any breakthroughs that would restore confidence in Europe's financial system.

For Christine Lagarde, who took over as head of the International Monetary Fund in June, the crisis poses a tough first test. Lagarde has warned that without bold and collective action, the world's major economies risk slipping back into recession.

Those concerns were underscored Tuesday when the IMF downgraded its outlook for the global economy, the United States and Europe for this year and 2012. It said Europe's debt troubles and a persistent slowdown in the United States were mainly to blame for the gloomier forecast.

The IMF's chief economist, Olivier Blanchard, warned that the global economy had entered a "dangerous new phase." Investors have grown more skeptical about the ability of many countries to manage their debt, Blanchard suggested.

Those concerns are centered, in particular, on Greece. That nation could default on its debt next month unless its receives a $10.9 billion installment from a bailout fund managed by the European Central Bank, the European Commission and the IMF.

Greek officials are trying to convince officials who manage the bailout that it's doing all it can to meet budget targets that require it to shrink government spending.

Since May 2010, Greece has depended on a $150 billion rescue fund set up by other countries in the 17-nation group that uses the euro currency and by the IMF. Without the next installment of that support, Greece has only enough money to last through mid-October.

A default by Greece could destabilize other financially troubled European countries, such as Portugal, Ireland, Spain and Italy. It would also deal a blow to many European banks, which are large holders of Greek government bonds.

Last week, Moody's downgraded the credit ratings of two large French banks. Worries about Europe's debt troubles have fanned volatility in global financial markets in recent weeks.

Treasury Secretary Timothy Geithner has made two trips to Europe this month to discuss solutions to the crisis. His trips included the first by a U.S. Treasury secretary to a meeting of European finance officials.

At that session in Poland last Friday, Geithner discussed programs that the United States used to confront its own financial crisis in 2008 and 2009 and pushed for a stronger commitment by European countries.

"Markets don't respond well if you have the threat of cascading defaults," Geithner said in an interview Monday on PBS's "Nightly Business Report. "The basic thing that governments have to do is remove that catastrophic risk."

Geithner's trip to Poland was an effort to nudge Europe toward a lasting solution to its debt problems, which have endured for nearly two years. But his remarks evoked grumbling, which some critics said amounted to lecturing.

Austria's Finance Minister Maria Fekter criticized some of Geithner's policy prescriptions. She said America's economic performance was in some ways worse than that of the 17 countries in the euro zone.

Europe is expected to face further outside pressure when finance officials of the Group of 20 nations meet for a working dinner Thursday night and talks on development issues Friday. The Group of 20 includes traditional economic powers and emerging economies such as China, Brazil and India.

Those discussions will be a prelude to the annual meetings of the 187-nation IMF and its sister lending institution, the World Bank, on Friday and Saturday.

Some reports have suggested that Europe could be rescued if countries with bulging trade surpluses such as China recycled some of that money into the purchase of European government debt. But World Bank President Robert Zoellick cautioned against thinking that any "silver bullet" would resolve Europe's crisis.

Zoellick said there would be opposition within China, with its still-low per-capita incomes, to rescuing Europe. "I just don't think that is going to happen," he told reporters this week.

Lagarde, a former French finance minister, succeeded Dominique Strauss-Kahn, who stepped down in May to fight charges of attempted rape that were later dismissed. In a speech previewing this week's talks, Lagarde praised Obama's new job-creation plan. Still, she said it should coincide with long-term efforts to control government spending.

Lagarde said European nations with heavy debt burdens must also get control of government spending. And she said European banks need to boost their capital reserves to prepare for potential loan defaults ? an issue that the IMF's new economic forecast also raised.

In the end, analysts expect this week's meetings to produce little progress beyond the usual joint statements in which major economies pledge closer cooperation to fight the global slowdown but withhold any major financial commitments.

"Every major economy, including the United States and European countries, are facing a lot of political uncertainty at the moment," said Eswar Prasad, an economist at Cornell University. "That uncertainty is preventing them from making a concerted effort to resolve their financial problems."

Copyright 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://moneywatch.bnet.com/investing/news/europe-crisis-shadows-meeting-of-finance-officials/6301155/

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Fixed Second Home finance loan

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Did you at any time listen to in relation to fixed 2nd house loan? The vast majority of folks that have expertise of this are the kinds that protest in relation towards the climbing expenses from their house collateral private lines of credit score that can be integrated to simply about each and every borrow you might be producing.

Regardless of in case you now have a really bad bank card or otherwise then you?ll nonetheless be in a place to qualify to borrow. The sole difference is that after you have a poor credit card then you can only get a lesser proportion in comparison with the 1 who has a great bank card.

It could be a hundred percent and also a hundred and twenty five % respectively. The one thing relating to fixed 2nd mortgage is that it acts being a lien to the first household financial loan.

It is mainly completed when one is in dire will need of immediate money. The thing that results in persons borrowing a second home loan mortgage is that the first mortgage mortgage offers reduce prices of interest.

In that 1 doesn?t really advantage. It is consequently a large step that 1 would just take as well as would need to have one to be wise.

This is simply simply because it would take home equity loans also as may well result to 1 being lent for the money at a hundred % expense on the dwelling. This really is thus a amazing threat and ought to become taken soon after one has believed cautiously about this.

For one to consider a set second house loan this indicates that might be they had been not able to spend back their expenses or perhaps an excellent personal debt.

When deciding on specifically what sort of 2nd home loan 1 would consider you are going to obtain 3 solutions: a standard 2nd home loan, a property equity loan along with a house equity line of credit.

Amongst the ideal organizations that could be ideal to handle your fixed second mortgage is Nationwide Mortgages. They?re regarded as the pretty most effective as their rates of curiosity are at a good degree.

They are in no way any application costs and even any obligation for investigating prices. It is the very best with reference to refinancing too as financial debt consolidation.

Within the event you might know any 1 who?s on the lookout for a business to solve their finances then a flip to Nationwide Mortgages are going to be the first phase to fixing their predicament.

Having said that the most effective at the same time as smart factor to perform with reference to acquiring a second home loan could be to appear around 1st. It may well even be in comparison with loans with about fifteen to thirty years fixed charge. Plus the thing could it be could be variable or basically curiosity only.

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